APR is the rate of the total charge for credit expressed as an annual percentage of the total amount of the credit. We will show you typical repayments and representative APRs but the final figures will depend on the lender, the specific terms of your loan, and your individual financial circumstances.
All applications are subject to status and checks will be undertaken. These may include credit and fraud prevention searches to find the right product for you and for your protection.
We are a credit broker company and not a lender. With large number of lenders in the market, finding the right loan to match your circumstances can be difficult. We do the legwork for you.
We will search our panel of lenders using the information you supply when you make your application. We match this against the criteria used by lenders to accept customers. Using this information, we can match you with the provider who offers the most appropriate loan for your personal circumstances.
Once you’ve completed your application, we will present you with the best loan options to suit your circumstances. We like to show you the range of loan types for which you may be eligible. If your loan application is approved by one of our lenders funds can be transferred on the same day.
Only if the loan offer is a Guarantor Loan a guarantor is required. A guarantor is someone who agrees to back up your guarantor loan and steps in to make repayments if you don’t. Guarantors are usually friends or family members as these are the people who know you best.
Every situation is different and so is every loan. The eligibility criteria varies by lender. There are, however, standard criteria requirements that you will be expected to meet in order to apply.
– You are at least 18 years of age
– You are actively employed or have regular income
– You have a bank account
A licensed loan broker is an individual or company whose function is to match lenders with those needing funds. As a credit broker we introduce you to one of our panel of lenders who, subject to approval and affordability checks, will provide you with a loan.
Easy Loan LLC offers access to low rates with a fixed payment schedule, so you know exactly when you will pay off your consolidated debt. With loans through Easy Loan LLC, your interest rate is Fixed. Most credit card rates today are variable, meaning they increase as the Prime rate increases. Lock in a fixed-rate loan today.
There is no collateral is required or accepted for a loan through Easy Loan LLC.
Your custom interest rate and the loan amount will be determined by a variety of factors, including but not limited to your credit history, your income, your ability to repay the loan and other personal factors.
We use the information contained in your application and your credit report ( For US Citizen ) to determine if you satisfied certain criteria for creditworthiness in conjunction with this offer. If, after you respond to this offer, it is determined that you no longer satisfy those criteria, credit may not be extended to you. This can happen if your credit score has recently decreased. Additionally, we don’t have your income information until you apply for a loan. Credit may not be extended to you if you do not have sufficient income to support your loan payments.
There are no fees or penalties for early payment of your loan. You only pay interest on your loan on the outstanding balance, so early payment will also reduce your interest charges. Any fees already paid, including origination fees or other fees, will not be refunded.
Depending on your circumstances, a loan may well be the right option. If you are already struggling to get by and using this loan to cover other debts, however, you may want to look at other non-lending solutions such as Debt Management Plans or Individual Voluntary Arrangements. We would recommend that you seek independent debt advice from one of the debt charities.
If you have a query or complaint, you should use our Contact Us page.
Think carefully before you take a short term loan and make sure that you are able to repay the outstanding balance on the due date.
Before you take out a loan, ask yourself these questions:
We want to help you become better at managing your finances. If you answered no to the above questions, we strongly recommend finding an alternative solution.
